A Ferrari lease is the fastest way to experience the thrill of Italian engineering—without the long-term commitment of ownership.
Leasing gives you access to the Ferrari lifestyle for a fraction of the upfront cost.
You’re not just getting a car—you’re stepping into a legacy of speed, prestige, and design.
No matter where you drive it, a Ferrari turns heads and sparks conversations.
But let’s be honest: buying one outright isn’t in everyone’s budget.
That’s where leasing makes sense.
It puts you in the driver’s seat of a dream car, while keeping your finances flexible.
Why Leasing a Ferrari Makes Sense
Take my friend Eric.
He works in real estate in Miami and had always wanted a Ferrari 488 Spider.
Owning it outright would’ve cost him nearly $300K—before tax.
Instead, he leased it for two years, paid a reasonable monthly rate, and wrote it off partially as a business expense.
After two years?
He traded it for a newer model without worrying about resale value or depreciation.
Leasing gave him access to performance without locking him into a decade of payments.
That’s the real power behind a smart lease.
If you’re comparing exotic car options, a Ferrari lease stands out because of the flexible terms, lower entry cost, and shorter commitment.
What You Can Expect With a Ferrari Lease
Leasing a Ferrari isn’t like leasing a Toyota or a BMW.
This is high-end.
Exotic car leases typically run between 24 to 48 months.
Mileage limits are often negotiable, especially if you work with specialty brokers.
Expect to pay a larger down payment than you would with standard leases.
But you’re getting a handcrafted machine that goes from 0 to 60 in under 3 seconds.
Monthly payments depend on the model.
A Ferrari Portofino M lease might run around $3,000–$4,000 a month.
A 296 GTB or SF90 Stradale?
That’s going to cost more—but you already know that.
Just remember: you’re not paying for a car.
You’re paying for the experience.
Leasing vs. Buying: What’s Right for You?
Buying a Ferrari means ownership—and responsibility.
You deal with maintenance, depreciation, and trying to sell it later.
Leasing keeps things light.
Drive it. Enjoy it. Then switch it out.
This works especially well for people who like variety.
Every 2–3 years, you can upgrade to the newest model with the latest tech.
One Ferrari fan I know from LA leases every two years so he can enjoy different models—from the F8 Tributo to the Roma.
He always has the “new car” feel.
And when his lease is up, there’s no pressure to sell.
How to Qualify for a Ferrari Lease
Lenders don’t hand out exotic leases casually.
You’ll need a strong credit profile—typically 700+.
They’ll also check income and liquidity.
You don’t need to be a millionaire, but showing stable income is key.
And don’t be surprised by the upfront costs.
Beyond the down payment, there are acquisition fees, taxes, and insurance (which can be high for exotic cars).
Still, if you’re financially prepared, leasing makes the dream tangible.
Popular Ferrari Models You Can Lease
Some of the most leased Ferrari models right now include:
Ferrari Portofino M
A hardtop convertible with luxury and everyday usability.
Great for coastal drives and date nights.
Ferrari F8 Spider
Insane power, sleek body, and open-air thrills.
Perfect for someone who values performance and looks.
Ferrari Roma
Understated elegance with a grand touring feel.
More refined, but still packs a V8 punch.
Ferrari 296 GTB
A hybrid beast blending electric tech with Ferrari aggression.
Good for early adopters who want speed and sustainability.
Each of these comes with different lease rates, depending on availability and demand.
Tips for Getting the Best Lease Deal
Want the best offer?
Here’s what seasoned lessees do:
- Shop around. Don’t settle for the first quote. Exotic car lease brokers often have better deals than dealerships.
- Negotiate mileage and terms. You may not drive your Ferrari every day—so why pay for extra miles?
- Consider timing. End-of-quarter months (March, June, September, December) are good for snagging deals.
- Check for hidden fees. Ask about disposition fees, early termination penalties, and excess wear charges.
Be clear about your expectations, and get everything in writing.
Real Talk: What It Feels Like to Lease a Ferrari
There’s something about that first drive.
I leased a Ferrari California T for six months while working on a luxury brand campaign in Beverly Hills.
I didn’t need the car—but I wanted the experience.
Clients noticed.
Doors opened.
And every time I started the engine, it reminded me of what I was working toward.
It wasn’t about showing off.
It was about feeling like the main character in my own story.
That’s what leasing a Ferrari gives you.
It’s not just about horsepower.
It’s about confidence.
Final Thoughts
Leasing a Ferrari is a shortcut to experiencing one of the world’s most legendary cars—without the long-term baggage of ownership.
You get the thrill, the status, the performance, and the flexibility.
Whether it’s your dream car or a reward for a big win, a Ferrari lease makes it possible to live that dream—on your terms.
